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Money, plainly

Most personal-finance writing is condescending or panicked. Almost never plain. Five rules for plain.

Most personal-finance writing is either condescending or panicked. Almost never plain. Five rules I follow when I write for friends:

  1. State what changes if you ignore it. Most tax and finance writing buries this. Lead with it and the reader can decide everything else.
  2. Use the smallest number of numbers. A page with two real numbers usually wins.
  3. Name the trade-off. There is always one. Pretending there isn’t is what makes finance feel oily.
  4. Time-stamp it. A 2019 explainer of GST is a 2019 explainer of GST. Say so.
  5. End with the next action. Not a list of options. The single next move.

That’s the whole style guide.